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Find the Kennewick, WA Home Loan That's Best for You

For all your Kennewick home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Washington.

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Get Started on Your Kennewick Home Loan Journey

A home isn't a one size fits all kind of thing. Kennewick home loans aren’t either. Getting the best fit for you takes some shopping around! That’s where Mr. Cooper can help. Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, beginning with the mortgage loan process. We encourage you to continue reading for introductory details about picking your Kennewick home loan, but also contact a Mr. Cooper professional with any mortgage questions you might have.

As you begin searching for home loans, double check your credit and try your best to get it in tip-top shape. A not-so-great credit score may mean you are presented with a higher interest rate on your loan. On the flip side, a high credit score can help you secure a better rate with your potential lender. Your credit strength, finances, and and the timeline you're looking to move can all affect the type of home loan that fits your needs. So, what's out there to choose from?

Different Types of Home Loans in Kennewick, WA

There are several different types of home loans available to Kennewick home buyers: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan could be a great route for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

FHA loans and VA loans fall into the government loan category. Credit and income requirements are often laid-back than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. How do you know which home loan is the best for you? A loan officer can help you understand your options and next steps, depending on your position in the process.

Begin in Kennewick, WA with a Preapproval Letter

Get a Verified Approval Letter from your lender before you begin looking for houses in Kennewick to indicate that you've done your due diligence. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show to sellers you can buy the home they’re selling. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Kennewick. Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Kennewick, WA

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