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Why Choose Mr. Cooper in Gig Harbor, WA?

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Who Is Mr. Cooper in Gig Harbor, WA?

Mr. Cooper is the kind of Washington home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in Washington. The change was more than a simple name change. We changed the way we did business for the better. How? First off, we set up customer service teams in the United States and ended online transaction fees for on-time payments. We also reinvigorated the customer experience and increased our services so you get quality support whether you are selling, buying, or just enjoying the home you have. Then and now, you are our priority.

Mr. Cooper Mortgages in Gig Harbor, WA

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Gig Harbor can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Gig Harbor can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Gig Harbor, WA. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Gig Harbor home buyers. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Gig Harbor home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Gig Harbor today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Gig Harbor. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Gig Harbor and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Gig Harbor.

Mr. Cooper Refinancing in Gig Harbor

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Gig Harbor. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Gig Harbor house!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Gig Harbor can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Gig Harbor with Mr. Cooper

Buying a house in Gig Harbor, WA? Then you'll probably want to look into getting prequalified for a mortgage in Gig Harbor and seek professional assistance for how to buy a home in Gig Harbor. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Gig Harbor and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Gig Harbor, WA? Mr. Cooper can help you there, too. We're aware of the challenges that come with selling a home in Gig Harbor, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Gig Harbor Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Gig Harbor. We’ve got your back.

Contact Mr. Cooper Customer Service for Help in Gig Harbor, WA

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

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We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.