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Why Choose Mr. Cooper in Ephrata, WA?

When you're buying a home in Ephrata, contact Mr. Cooper in Ephrata for help along the way. Mr. Cooper is your home loan and loan service ally.

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Have You Met Mr. Cooper in Ephrata, WA?

Ephrata, WA Mr. Cooper is the kind of Washington home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in Washington. It was more than a simple name change. We adjusted our business for the better. For one, we got rid of all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're buying, shopping, or just living in your home. Then and now, we're here to serve you.

Mr. Cooper Mortgages in Ephrata, WA

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Ephrata can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Ephrata — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Ephrata, WA.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Ephrata home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Some benefits of a conventional loan may include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Ephrata home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Ephrata today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Ephrata as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Ephrata. Get Started

Mr. Cooper Refinancing in Ephrata, WA

Mr. Cooper offers mortgage refinancing in Ephrata in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Ephrata house!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Ephrata to learn more about refinancing today.

Buying a Home in Ephrata with Mr. Cooper

 Buying a house in Ephrata, WA? Then you may want to start by seeking professional guidance for how to buy a house in Ephrata and get preapproved for a mortgage in Ephrata. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in Ephrata. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in Ephrata, WA

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Ephrata home buying journey. Our Agent Assurance program pairs you with a local Ephrata agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.