Who Is Mr. Cooper in Ellensburg, WA?
Mr. Cooper is the kind of Washington home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Washington. It was more than a simple name change. We changed the way we did business for the better. First, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are buying, shopping, or just living in your home. We are here to serve you, both then and now.
Mr. Cooper Mortgages in Ellensburg, WA
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Ellensburg — including learning more about finances in general and learning about your credit score.
We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Ellensburg, WA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for Ellensburg home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.
FHA is another home loan type that may be available to you as a Ellensburg home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Ellensburg with Mr. Cooper.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Ellensburg and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Ellensburg. Get Started
Mr. Cooper Refinancing in Ellensburg, WA
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Ellensburg. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Ellensburg home just the way you want it!).
There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Ellensburg can help you learn more about refinancing and choose the right refinance option for your situation.
Buy a House in Ellensburg with Mr. Cooper's Help
Getting ready to buy a home in Ellensburg, WA? Then you'll probably want to look into getting preapproved for a mortgage in Ellensburg and seek professional assistance for how to buy a home in Ellensburg. Despite Washington's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Ellensburg. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Need Help? Contact Mr. Cooper Customer Service in Ellensburg, WA
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Ellensburg home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.