Why Choose Mr. Cooper in Des Moines, WA?

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Why Choose Mr. Cooper Mortgages in Des Moines, WA?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Des Moines can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Des Moines — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Des Moines, WA. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are one of the most common and popular mortgage options for home buyers in Des Moines. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Des Moines home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Des Moines today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Des Moines and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Des Moines. Get Started

Mr. Cooper Refinancing in Des Moines

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Des Moines. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Des Moines home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Des Moines can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Des Moines with Mr. Cooper

Getting ready to buy a home in Des Moines, WA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Des Moines. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Des Moines and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in Des Moines, WA? Mr. Cooper has your back there, too. We know the obstacles that come with selling a house in Des Moines, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Des Moines Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Des Moines. We are here for you.

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