Who Is Mr. Cooper in Country Homes, WA?
We're a home loan company in Washington that values people over paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Washington. It was more than a simple name change. We overhauled our business to serve you better. How? First off, we eliminated all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.
Mr. Cooper Mortgages in Country Homes, WA
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Country Homes can help you do so much — even learn more about your credit score and finances in general.
We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Country Homes, WA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for Country Homes home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Some advantages of a conventional loan may include favorable interest terms and various term lengths.
FHA is another home loan type that may be available to you as a Country Homes home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Country Homes today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Country Homes and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Country Homes. Get Started
Mr. Cooper Mortgage Refinancing in Country Homes, WA
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Country Homes. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Country Homes home!).
There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Country Homes to learn more about refinancing today.
Buying a House in Country Homes with Mr. Cooper
Getting ready to buy a home in Country Homes, WA? Then you may want to start by seeking professional guidance for how to buy a house in Country Homes and get preapproved for a mortgage in Country Homes. Washington's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically purchase. Then, we can walk you through getting pre-approved to buy a home in Country Homes. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Contact Mr. Cooper Customer Service for Help in Country Homes, WA
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the Country Homes home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program pairs you with a local Country Homes agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.