Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Contact Mr. Cooper in Cottage Lake, WA

When you're buying a home in Cottage Lake, contact Mr. Cooper in Cottage Lake for help along the way. Mr. Cooper is your home loan and loan service ally.

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in Cottage Lake, WA?

Cottage Lake, WA We're a home loan company in Washington that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Washington. It was more than a simple name change. We adjusted our business for the better. First, we ended all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're buying, shopping, or just living in your home. Then and now, you are our top priority.

Prequalify for a Mortgage in Cottage Lake, WA with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in Cottage Lake — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Cottage Lake, WA.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Cottage Lake home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan could include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Cottage Lake home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Cottage Lake with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Cottage Lake as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Cottage Lake. Get Started

Mr. Cooper Refinancing in Cottage Lake, WA

Mr. Cooper offers mortgage refinancing in Cottage Lake in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Cottage Lake home!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Cottage Lake can help you learn more about refinancing and choose the right refinance option.

Buy a House in Cottage Lake with Mr. Cooper's Help

Are you ready to buy a house in Cottage Lake, WA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Cottage Lake. Despite Washington's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Cottage Lake. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in Cottage Lake, WA

Need Help? Contact Mr. Cooper Customer Service in Cottage Lake, WA

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

You've found your all-in-one-toolkit for the home buying journey in Cottage Lake with Mr. Cooper. Our Agent Assurance program pairs you with a local Cottage Lake agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We're changing the face of home loans.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.