Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Why Choose Mr. Cooper in Centralia, WA?

Busy? Have us call you back. Call Me Back

More Information

Who Is Mr. Cooper in Centralia, WA?

We're a home loan company in Washington that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Washington. The change was more than a simple name change. We adjusted our business for the better. How? First off, we put customer service operations back on U.S. soil and ended online transaction fees for on-time payments. We also enhanced the customer journey and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, you are our priority.

Prequalify for a Mortgage in Centralia, WA with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Centralia can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Centralia — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Centralia, WA. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Centralia home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include various term lengths and favorable interest rates.

As a Centralia home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Centralia. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Centralia. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Centralia as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Centralia.

Mr. Cooper Mortgage Refinancing in Centralia

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Centralia. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Centralia home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Centralia can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Centralia with Mr. Cooper

Getting ready to buy a home in Centralia, WA? Then you'll probably want to look into getting prequalified for a mortgage in Centralia and seek professional assistance for how to buy a home in Centralia. Despite Washington's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Centralia and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day.

Preparing to sell a home in Centralia, WA? Mr. Cooper has your back there, too. We know the obstacles that come with selling a house in Centralia, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Centralia to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about home loans, refinancing, and buying or selling a home in Centralia. We’ve got your back.

Turn to Mr. Cooper Customer Service in Centralia, WA

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

What’s Your Goal?

We're changing the face of home loans.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.