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Contact Mr. Cooper in Birch Bay, WA

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Birch Bay.

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Have You Met Mr. Cooper in Birch Bay, WA?

Birch Bay, WA We're a Washington home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Washington. The switch signified more than a company name change. We overhauled our business to serve you better. First, we got rid of all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're buying, shopping, or just living in your home. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Birch Bay, WA?

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Birch Bay can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Birch Bay — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Birch Bay, WA. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Birch Bay. The federal government does not insure these loans. Some advantages of a conventional loan may include favorable interest terms and various term lengths.

As a Birch Bay home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Birch Bay.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Birch Bay and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Birch Bay. Get Started

Refinance Your Home Loan in Birch Bay with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Birch Bay. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Birch Bay home!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Birch Bay can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a House in Birch Bay with Mr. Cooper

Are you ready to buy a house in Birch Bay, WA? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Birch Bay. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in Birch Bay. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Need Help? Contact Mr. Cooper Customer Service in Birch Bay, WA

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to transfer ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Birch Bay home buying journey. Our Agent Assurance program pairs you with a local Birch Bay agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.