Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in Bainbridge Island, WA

For all your Bainbridge Island home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Washington.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your Bainbridge Island Home Loan

Houses aren't one size fits all. Neither are home loans in Bainbridge Island. Getting the best fit for you requires some loan-to-loan comparisons! Mr. Cooper can help! Our aim is to keep the dream of homeownership alive beginning with the mortgage loan process. We encourage you to continue reading for introductory information about selecting a mortgage loan, but also reach out to Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and try your best to improve your score. A less-than-stellar credit score could mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you advocate for your best rate with a lender. Your credit history, finances, and and the timeframe you're looking to move can all influence the type of home loan that fits your needs. So, what's out there to choose from?

What Home Loan Options Do I Have in Bainbridge Island, WA?

Bainbridge Island home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan could be a great route for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA and FHA loans fall into the government loan category. Credit and income requirements tend to have different than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which home loan is right for you? A loan officer can help you get to know your options and what comes next, depending on your position in the process.

Begin in Bainbridge Island, WA with a Preapproval Letter

Talk to your lender about a Verified Approval Letter. Get one before you start going to Open Houses in Bainbridge Island to show that you've done your due diligence. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. The letter can also carry more weight to sellers you can buy the home they’re selling. Contact a Mr. Cooper mortgage professional today to discuss everything from your credit, possible loan options and your Verified Approval letter. Now could be the perfect time for you to buy a house in Bainbridge Island. Get started with the help you need!

Bainbridge Island, WA Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Bainbridge Island, WA.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

Let Mr. Cooper help you get pre-approved for a mortgage and get the keys to your dream home.