Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Rustburg, VA Home Loans

For all your Rustburg home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Virginia.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Rustburg Home Loan Journey

A home isn't a one size fits all kind of thing. Rustburg home loans aren’t either. Finding the right fit for you takes some shopping around! Mr. Cooper can help! Our goal is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the mortgage loan process. We hope you'll keep reading for basic information about selecting a mortgage loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and try your best to improve your score. A less-than-stellar credit score may mean you'll have a higher interest rate on your mortgage loan. On the flip side, a higher credit rating can help you negotiate your best rate with a potential lender. Your credit strength, finances, and and the timeframe you wish to make your move can all be a factor in the loan type that aligns with your goals. So, what options are out there for you?

Different Types of Home Loans in Rustburg, VA

You may have options when it comes to Rustburg home loans: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA loans and FHA loans are both types of government loans. Credit and salary/wage requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A professional Mr. Cooper loan officer can help you get to know your options and what comes next, depending on your stage in the journey.

Start with a Preapproval Letter in Rustburg, VA

Talk to your lender about a Verified Approval Letter. Get one before you start going to Open Houses in Rustburg to show that you've done your due diligence. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also speed up to sellers you can afford the home they’re selling. Give us a call now to talk about all things loan-related! We'll walk through everything from your Verified Approval letter to your credit and loan options. Now could be the perfect time for you to buy a house in Rustburg. Call now to get the super-smart help you want!

Rustburg, VA Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Rustburg, VA.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.