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All About Buying a House in Reston, VA

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Get Familiar with the Lay of the Land in Reston, VA

Strongly considering a home purchase in Reston? Awesome! You selected a lively city with an ideal amount of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers nationwide and are familiar with the ins-and-outs of the Reston housing market.

Given all of Virginia's growth, Reston homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Reston area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Reston and the surrounding areas still offer a wide range of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your dream house! When looking to buy a house in Reston, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Reston will help you see how the northern part differs from the southern part, what the communities are like, and where to find Reston's coolest attractions.

Are your finances in the right place to buy a home in Reston? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Reston. We help first-time homeowners and experienced homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Reston.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Reston. Next, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Reston will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, look at how much money you can put toward a down payment. A down payment of at least 20% can help improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Reston, VA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Reston, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Reston. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Customer Reviews for Reston, VA

Take it from these Mr. Cooper home buyers and sellers in Reston, VA: We love helping homeowners. Call now to see how we can serve you.

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