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Why Choose Mr. Cooper in Mount Vernon, VA?

When you're buying a home in Mount Vernon, contact Mr. Cooper in Mount Vernon for help along the way. Mr. Cooper is your home loan and loan service ally.

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Have You Met Mr. Cooper in Mount Vernon, VA?

Mount Vernon, VA We're a home loan company in Virginia that values people over paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Virginia. It was more than a simple name change. We changed the way we did business for the better. How? First off, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. Then and now, you are our top priority.

Why Choose Mr. Cooper Mortgages in Mount Vernon, VA?

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Mount Vernon can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Mount Vernon — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Mount Vernon, VA.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Mount Vernon home buyers. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include various term lengths and favorable interest rates.

As a Mount Vernon home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Mount Vernon today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Mount Vernon as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Mount Vernon. Get Started

Refinance Your Home Loan in Mount Vernon with Mr. Cooper

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Mount Vernon. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to get a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Mount Vernon house!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Mount Vernon can help you learn more about refinancing and choose the right refinance option.

Buying a House in Mount Vernon with Mr. Cooper

Getting ready to buy a home in Mount Vernon, VA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Mount Vernon. Virginia's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in Mount Vernon. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in Mount Vernon, VA

Need Help? Contact Mr. Cooper Customer Service in Mount Vernon, VA

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

You've found your all-in-one-toolkit for the home buying journey in Mount Vernon with Mr. Cooper. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Mount Vernon right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.