Mr. Cooper Home Loans in McLean, VA
Mr. Cooper here to ally with you in McLean, VA as you plan your next home purchase. As a top-20 home lender and the third-largest home loan servicer in the country, we have the training and expertise to help you navigate your loan options and solidify your home buying plan.
Work with a Mr. Cooper mortgage professional and you can get a customized strategy for approaching your home loan journey — one that will help you walk confidently. We can help you determine what today's mortgage rates are in McLean, how much house you can afford, and also get prequalified for a mortgage in McLean. Our mortgage professionals get to know your unique financial and living situation to come up with a strategic plan for securing the best mortgage for your needs. Keep reading to learn more about different home mortgages and call one of Mr. Cooper's mortgage professionals in McLean to start your journey. You can begin the pre-qualification process today. Get Started
Are You Eligible for an FHA Loan in McLean, VA?
If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. This government-insured loan type is behind nearly 1 in 5 of all homebuyers. The loan system is specifically geared toward homebuyers who can't afford the typical 20% down payment that's usually required by private lenders. The down payment can be as low as 3.5% and may be a perfect fit for buyers who can’t get a conventional loan.
In McLean, Mr. Cooper has seen FHA loans surge in popularity at the same time as student loan debt and rental prices — two factors that can make it tough to save enough money for a down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. Wherever you are on your journey, Mr. Cooper can help you weigh the pros and cons of FHA loans and determine the best financing route for you.
Could You Get a VA Loan in McLean?
America's service men and women, veterans, and their spouses deserve the absolute best. If you think you might be eligible for a VA loan, Mr. Cooper can lend our expertise in helping you get qualified for a VA home loan in McLean. Reach out to Mr. Cooper if you’re ready to buy a home in McLean and think that you might be eligible for a VA loan. This type of financing has many benefits and can make the home buying process simpler. VA loans offer lower rates when compared to the overall mortgage landscape. There’s also a chance that you may not be required to put down a down payment. Confirming your VA eligibility for a VA loan in McLean is fast and simple with a Mr. Cooper professional walking you through the application process.
Mr. Cooper Also Offers Jumbo Loans in McLean
Jumbo loans are another option for some homebuyers in McLean. A jumbo loan, or a jumbo mortgage, goes beyond the limits of a conventional loan. Jumbo loans are often in the millions and are designed to help people buy or refinance higher-valued real estate. If you’re interested in jumbo loans to buy a home in McLean, you most likely need larger loan amounts that exceed conventional loan limits. For more information on jumbo loan eligibility in McLean, contact Mr. Cooper.
Buy a Home in McLean with Help from Mr. Cooper
Mr. Cooper's family of mortgage professionals is ready to help you buy a house in McLean. But we know that doesn't mean the same thing to everyone. Some people are only interested in knowing today's mortgage rates in McLean. Others want to learn how to get preapproved for a mortgage loan in McLean. And still others can't wait to pack their moving boxes and close on a home as soon as possible! Mr. Cooper's home buyer program in McLean exists to make your dreams a reality. Talk to a mortgage professional today.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.