Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

All About Buying a House in Henrico, VA

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Henrico, VA

Strongly considering a home purchase in Henrico? Smart move! You picked a lively city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers across the country and know the Henrico housing market well.

Henrico's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the Henrico area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Henrico and its neighboring areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream home! When looking to buy a house in Henrico, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Henrico will also help you get a feel for how homes in east Henrico differ from west Henrico, what the communities are like, and where to find Henrico's coolest attractions.

You're ready to buy a house in Henrico, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Virginia or elsewhere. We work with first-time homeowners and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Henrico.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Henrico. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Searching the web for Henrico averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, consider how much you can contribute to a down payment. A down payment of at least 20% can help boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

It's Go Time! Buy a House in Henrico, VA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Henrico, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Henrico. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Henrico, VA

Read real stories from real Mr. Cooper home buyers and sellers in Henrico, VA. Then contact us to see what we can do for you.

Simplify the home buying or selling process in Henrico with Mr. Cooper.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.