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Mr. Cooper Serves Hayes, VA

When you're buying a home in Hayes, contact Mr. Cooper in Hayes for help along the way. Mr. Cooper is your home loan and loan service ally.

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Who Is Mr. Cooper in Hayes, VA?

Hayes, VA We're a home loan company in Virginia that values people over paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Virginia. It was more than a simple name change. We overhauled our business to serve you better. For one, we eliminated all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're looking to buy, shop, or simply enjoy your current home. Then and now, you are our top priority.

Mr. Cooper Mortgages in Hayes, VA

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Hayes — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Hayes, VA.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Hayes home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Hayes home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Hayes.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Hayes as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Hayes. Get Started

Mr. Cooper Refinancing in Hayes, VA

Mr. Cooper offers mortgage refinancing in Hayes in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Hayes house!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Hayes can help you learn more about refinancing and choose the right refinance option.

Buy a House in Hayes with Mr. Cooper's Help

Getting ready to buy a home in Hayes, VA? Then you may want to start by seeking professional guidance for how to buy a house in Hayes and get prequalified for a mortgage in Hayes. Virginia's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in Hayes. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Need Help? Contact Mr. Cooper Customer Service in Hayes, VA

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

We’ve covered all the bases when it comes to the Hayes home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program pairs you with a local Hayes agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

Hayes, VA Mr. Cooper Customer Reviews

Looking for Mr. Cooper reviews or ratings? This is the place. Read actual stories that were submitted by Mr. Cooper customers in Hayes, VA. Our name changed in August 2017, so you're also in the right spot if you're searching for Nationstar customer service or Nationstar ratings. After getting a taste of how we've simplified and accelerated the home financing process for many others, contact Mr. Cooper to see how we can help you. It's not easy to get five-star customer reviews in the world of home financing, but it's one of our goals.

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Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.