Mr. Cooper Home Loans in Harrisonburg, VA
Mr. Cooper here to ally with you in Harrisonburg, VA as you plan your next home purchase. As a top-20 home lender and the third-largest home loan servicer in the country, we have the training and expertise to help you understand your loan options and solidify your home buying plan.
A Mr. Cooper mortgage professional can create a personalized strategy that will help you get smarter about your home loan options. We can help you understand what today's mortgage rates are in Harrisonburg, how much house you can afford, and also get prequalified for a mortgage in Harrisonburg. Our mortgage professionals get to know your unique financial and living situation to come up with a strategic plan for securing the best mortgage for your needs. Read on to learn more about different home mortgage options and call one of Mr. Cooper's mortgage professionals in Harrisonburg to start your journey. You can begin the pre-qualification process today. Get Started
Are You Eligible for an FHA Loan in Harrisonburg, VA?
If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. About 1 in 5 of all homebuyers go with this type of government-insured loan. The loan program is primarily designed to help homebuyers who cannot afford the traditional 20% down payment that is often required by private lenders. The down payment can be as low as 3.5% and may be a perfect fit for buyers who can’t get a conventional loan.
In the Harrisonburg area, Mr. Cooper has seen FHA loans surge in popularity at the same time as student loan debt and rental prices — two things that can make it difficult to put away money for a down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. Whatever your situation, Mr. Cooper can walk you through the ins and outs of FHA loans and figure out the best financing option for your needs.
Should You Pursue a VA Loan in Harrisonburg?
This nation's service men and women, veterans, and their spouses deserve nothing but the best. If you think you may be eligible for a VA loan, Mr. Cooper can share their knowledge to help you get approved for a VA home loan in Harrisonburg. Reach out to Mr. Cooper if you’re ready to buy a home in Harrisonburg and think that you might be eligible for a VA loan. This loan type can make the home buying process much easier in a couple of ways. VA loans offer lower rates when compared to the overall mortgage landscape. There’s also a chance that you may not be required to put down a down payment. Checking your VA eligibility for a VA loan in Harrisonburg is quick and easy with a Mr. Cooper professional guiding you through the application process.
When to Consider Mr. Cooper Jumbo Loans in Harrisonburg
Jumbo loans are a good match for many homebuyers in Harrisonburg. A jumbo loan, or a jumbo mortgage, exceeds the limits of a conventional loan. Jumbo loans are often in the millions and are designed to help people buy or refinance higher-valued real estate. If you'd like to use a jumbo loan to buy a home in Harrisonburg, you will most likely require a larger loan amount that surpasses conventional loan limits. For more information on jumbo loan eligibility in Harrisonburg, contact Mr. Cooper.
Mr. Cooper Can Help You Buy a Home in Harrisonburg
Mr. Cooper's family of mortgage professionals is ready to help you buy a house in Harrisonburg. But we know that means different things to different people. Some people just want to check mortgage rates in Harrisonburg. Others want to get preapproved for a mortgage in Harrisonburg. And still others can't wait to pack their moving boxes and close on a home as soon as possible! Mr. Cooper's home buyer program in Harrisonburg exists to make your dreams a reality. Contact a mortgage professional today.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.