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Mr. Cooper Serves Harrisonburg, VA

Mr. Cooper is changing the face of home loans in Harrisonburg, one customer at a time. Contact Mr. Cooper in Harrisonburg for support throughout your journey to home ownership.

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Who Is Mr. Cooper in Harrisonburg, VA?

Harrisonburg, VA We're a home loan company in Virginia that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in Virginia. It was more than a simple name change. We changed the way we did business for the better. For one, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.

Mr. Cooper Mortgages in Harrisonburg, VA

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Harrisonburg can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Harrisonburg can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Harrisonburg, VA.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Harrisonburg home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Harrisonburg home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Harrisonburg with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Harrisonburg as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Harrisonburg. Get Started

Mr. Cooper Refinancing in Harrisonburg, VA

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Harrisonburg. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Harrisonburg house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Harrisonburg can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a Home in Harrisonburg with Mr. Cooper

Getting ready to buy a home in Harrisonburg, VA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Harrisonburg. The real estate market in Virginia is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Harrisonburg. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Need Help? Contact Mr. Cooper Customer Service in Harrisonburg, VA

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

We’ve covered all the bases when it comes to the Harrisonburg home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

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Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.