Have You Met Mr. Cooper in Greenbriar, VA?
We're a Virginia home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. We adopted the name "Mr. Cooper" in August 2017. Before that, we went by the name Nationstar Mortgage in Virginia. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we eliminated all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Greenbriar, VA?
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Greenbriar can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Greenbriar — including learn more about mortgage rates, credit scores, and budgeting.
We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Greenbriar, VA. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. Until then, here's what you need to know to get started.
Conventional loans are a popular choice for Greenbriar home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan could include favorable interest terms and various term lengths.
As a Greenbriar home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Greenbriar today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Greenbriar and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Greenbriar. Get Started
Mr. Cooper Mortgage Refinancing in Greenbriar, VA
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Greenbriar. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the objective of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Greenbriar house!).
Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Greenbriar to learn more about refinancing today.
Buying a Home in Greenbriar with Mr. Cooper
Buying a house in Greenbriar, VA? Then you'll probably want to look into getting prequalified for a mortgage in Greenbriar and seek professional assistance for how to buy a home in Greenbriar. The real estate market in Virginia is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Greenbriar. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Need Help? Contact Mr. Cooper Customer Service in Greenbriar, VA
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Greenbriar home buying journey. Our Agent Assurance program pairs you with a local Greenbriar agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.