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The Process of Buying a Home in Falls Church, VA

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Exploring Falls Church, VA From North to South

Strongly considering a home purchase in Falls Church? Great idea! You've chosen an energetic city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers from coast to coast and know the Falls Church housing market well.

Given all of Virginia's growth, Falls Church homes aren't always easy to find at a comfortable price. Ongoing economic growth and cultural expansion have helped to entice retirees, new businesses, and young families to the Falls Church area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Falls Church and its neighboring areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your perfect home! When buying a house in Falls Church, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Discovering different parts of Falls Church will help you see how the northern part differs from the southern part, where to find Falls Church's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Falls Church? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Falls Church. We serve first-time homeowners and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Falls Church.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Falls Church. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Falls Church averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Make Your Move: Buy a Home in Falls Church, VA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Falls Church, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Falls Church. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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Simplify the home buying or selling process in Falls Church with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.