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Mr. Cooper Home Loans in Fairfax, VA

Mortgage In Fairfax, planning a home purchase is easier when you have Mr. Cooper on your side. As a top-20 home lender and the third-largest home loan servicer in the country, we have the training and expertise to help you understand your loan options and solidify your home buying plan.

A Mr. Cooper mortgage professional can create a personalized strategy that will help you get smarter about your home loan options. We can help you understand how much house you can afford, what mortgage rates might be in Fairfax, and also get pre-approved in Fairfax. Our mortgage professionals get to know your unique financial and living situation to come up with a strategic plan for securing the best mortgage for your needs. Read on to learn more about different home mortgage options and contact Mr. Cooper in Fairfax to take the first step toward reaching your goal. You can begin the pre-approval process as soon as today! Get Started

What to Know About FHA Loans in Fairfax, VA

If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. Close to 1 in 5 of all home buyers rely on this government-issued loan type. The loan program largely caters to homebuyers who cannot afford the usual 20% down payment that many private lenders require. The down payment can be as low as 3.5%, which is a great fit for many buyers who aren't eligible for a conventional loan.

In Fairfax, Mr. Cooper has watched FHA loans rise in popularity alongside increases in student loan debt and rental costs — two circumstances that can make it hard to save money for a large down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. No matter your circumstances, Mr. Cooper can walk you through the ins and outs of FHA loans and figure out the best financing option for your needs.

Should You Pursue a VA Loan in Fairfax?

America's service men and women, veterans, and their spouses deserve the absolute best. If you think you might be eligible for a VA loan, Mr. Cooper can lend our expertise in helping you get qualified for a VA home loan in Fairfax. Contact Mr. Cooper if you're starting the home buying process in Fairfax and you could be eligible for a VA loan. This type of financing has many benefits and can make the home buying process simpler. Interest rates are often significantly lower than the broader mortgage market. You may not be required to put down a down payment, either. Confirming your VA eligibility for a VA loan in Fairfax is fast and simple with a Mr. Cooper professional walking you through the application process.

Mr. Cooper Simplifies Jumbo Loans in Fairfax, Too

Jumbo loans are a good match for many homebuyers in Fairfax. A jumbo loan, or a jumbo mortgage, exceeds the limits of a conventional loan. Jumbo loans are often in the millions and are designed to help people buy or refinance higher-valued real estate. If you're curious about using a jumbo loan to buy a house in Fairfax, you'll probably need larger loan amounts that surpass conventional loan limits. Call Mr. Cooper to learn more about jumbo loan eligibility in Fairfax.

Buy a Home in Fairfax with Help from Mr. Cooper

Mr. Cooper's team of mortgage professionals is ready to guide you through your home buying journey in Fairfax. However, we know that looks different for everyone. Some people just want to check mortgage rates in Fairfax. Others can't wait to prequalify for a mortgage in Fairfax. While others are ready to apply for a home loan and close as soon as possible! Whatever your unique needs and goals are, Mr. Cooper's home buyer program in Fairfax is here to make them a reality. Contact a mortgage professional today.

Fairfax, VA Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Fairfax, VA. Then contact us to see what we can do for you.

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Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.