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Mr. Cooper Serves Fair Lakes, VA

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Fair Lakes.

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Meet Mr. Cooper in Fair Lakes, VA

Fair Lakes, VA We're a Virginia home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Virginia. It was more than a simple name change. We adjusted our business for the better. First, we ended all online transaction fees. We also reinvigorated the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, you are our top priority.

Why Choose Mr. Cooper Mortgages in Fair Lakes, VA?

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Fair Lakes — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Fair Lakes, VA.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Fair Lakes. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Fair Lakes home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Fair Lakes with Mr. Cooper.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Fair Lakes and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Fair Lakes. Get Started

Refinance Your Home Loan in Fair Lakes with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Fair Lakes in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Fair Lakes home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Fair Lakes can help you learn more about refinancing and choose the right refinance option for your situation.

Buy a House in Fair Lakes with Mr. Cooper's Help

Getting ready to buy a home in Fair Lakes, VA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Fair Lakes. The real estate market in Virginia is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Fair Lakes. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in Fair Lakes, VA

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Fair Lakes home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Fair Lakes right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.