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Contact Mr. Cooper in Dumfries, VA

Mr. Cooper is changing the face of home loans in Dumfries, one customer at a time. Contact Mr. Cooper in Dumfries for support throughout your journey to home ownership.

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Who Is Mr. Cooper in Dumfries, VA?

Dumfries, VA Mr. Cooper is the kind of Virginia home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Virginia. It was more than a simple name change. We changed the way we did business for the better. For one, we eliminated all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Dumfries, VA?

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Dumfries can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Dumfries can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Dumfries, VA.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Dumfries home buyers. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan could include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Dumfries home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Dumfries.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Dumfries and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Dumfries. Get Started

Mr. Cooper Refinancing in Dumfries, VA

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Dumfries. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the purpose of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Dumfries home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Dumfries can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a Home in Dumfries with Mr. Cooper

Are you ready to buy a house in Dumfries, VA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Dumfries. Despite Virginia's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Dumfries. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Need Help? Contact Mr. Cooper Customer Service in Dumfries, VA

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, message us on our social media channels, or send us a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

You've found your all-in-one-toolkit for the home buying journey in Dumfries with Mr. Cooper. Our Agent Assurance program pairs you with a local Dumfries agent you feel good about.  StreetSmarts puts the latest home listings in Dumfries right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

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We're changing the face of home loans.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.