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The Process of Buying a Home in Bristol, VA

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Exploring Bristol, VA From North to South

Thinking about buying a home in Bristol? Awesome! You picked an energetic city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Bristol housing market.

Bristol is growing by the day, which means Bristol homes don't always come cheap. Continued cultural expansion and economic growth have helped to attract retirees, new businesses, and young families to the Bristol area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Bristol and the surrounding areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When buying a house in Bristol, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Discovering different parts of Bristol will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Bristol's hottest attractions.

Are you financially prepared to buy a house in Bristol? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Bristol. We serve experienced homeowners and first-time homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Bristol.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Bristol. Next, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Bristol will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Make Your Move: Buy a Home in Bristol, VA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Bristol, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Bristol. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Bristol, VA

Read real stories from real Mr. Cooper home buyers and sellers in Bristol, VA. Then contact us to see what we can do for you.

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