Meet Mr. Cooper in Ashburn, VA
We're a Virginia home loan company that puts people first, not piles of paperwork.
As our company has changed and advanced over the years, so has our name.
We officially became "Mr. Cooper" in late 2017.
You may have previously known us as Nationstar Mortgage in Virginia.
This move went beyond a basic name change.
We changed the way we did business for the better.
First,
we got rid of all online transaction fees.
We even revamped the customer experience
and added more services so you get great support whether you're
looking to buy, shop, or simply enjoy your current home.
Then and now, we're here to serve you.
Prequalify for a Mortgage in Ashburn, VA with Mr. Cooper
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in Ashburn — including learn more about mortgage rates, credit scores, and budgeting.
We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Ashburn, VA. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.
Conventional loans are one of the most common and popular mortgage options for home buyers in Ashburn. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.
As a Ashburn home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Ashburn with Mr. Cooper.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Ashburn and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Ashburn. Get Started
Refinance Your Home Loan in Ashburn with Mr. Cooper
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Ashburn. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Ashburn home!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Ashburn to learn more about refinancing today.
Buying a House in Ashburn with Mr. Cooper
Buying a house in Ashburn, VA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Ashburn. Virginia's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in Ashburn. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Ashburn, VA
Need Help? Contact Mr. Cooper Customer Service in Ashburn, VA
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Ashburn home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts puts the latest home listings in Ashburn right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.
