Contact Mr. Cooper in Abingdon, VA

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Prequalify for a Mortgage in Abingdon, VA with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Abingdon can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Abingdon — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Abingdon, VA. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Abingdon home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include numerous term lengths and agreeable interest rates.

As a Abingdon home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Abingdon today.

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Abingdon and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Abingdon. Get Started

Mr. Cooper Refinancing in Abingdon

Mr. Cooper offers mortgage refinancing in Abingdon in addition to new home loans. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Abingdon home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Abingdon to learn more about refinancing today.

Buy or Sell a House in Abingdon with Mr. Cooper's Help

Buying a house in Abingdon, VA? Then you'll probably want to look into getting prequalified for a mortgage in Abingdon and seek professional assistance for how to buy a home in Abingdon. The real estate market in Virginia is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Abingdon and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Abingdon, VA? Mr. Cooper has your back there, too. We understand the challenges that come with selling a home in Abingdon, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Abingdon Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about home loans, refinancing, and buying or selling a home in Abingdon. We’ve got your back.

Mr. Cooper Reviews for Abingdon, VA

Take it from these Mr. Cooper customers in Abingdon, VA. We love helping homeowners. Call now to see how we can serve you.

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