All About Buying a House in Essex, VT

Busy? Have us call you back. Call Me Back

More Information

Exploring Essex, VT From North to South

Thinking about buying a home in Essex? Great idea! You've chosen a lively city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers nationwide and know the Essex housing market well.

Given all of Vermont's growth, Essex homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to attract young families, new businesses, and retirees to the Essex area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Essex and its nearby areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When looking to buy a house in Essex, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Traveling around Essex will also give you an idea of why homes in west Essex are priced differently than homes in east Essex, where to find Essex's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Essex, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in Vermont or elsewhere. We help experienced homeowners and first-time homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Essex.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Essex house hunt. Then, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Searching the web for Essex averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Make Your Move: Buy a Home in Essex, VT

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving feels more rewarding when you get to live in a place like Essex. Contact Mr. Cooper as you look to buy a home in Essex. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Essex, VT

Read real stories from real Mr. Cooper home buyers and sellers in Essex, VT. Then contact us to see what we can do for you.

Simplify the home buying or selling process in Essex with Mr. Cooper.

Put Mr. Cooper in your corner for a better home buying or selling experience.