Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in West Jordan, UT

Ready to move? Let's do it. Compare home loans in West Jordan, UT with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in West Jordan, UT That's Best for You

A home isn't a one size fits all kind of thing. The same can be said for home loans in Utah. Finding the right fit for you takes some shopping around! That's where Mr. Cooper comes in. Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, beginning with the mortgage loan process. We hope you'll keep reading for basic information about selecting a mortgage loan, but also call a Mr. Cooper mortgage professional for any questions you may have.

As you begin searching for home loans, double check your credit and work to get it in tip-top shape. A less-than-stellar credit score might mean you are presented with a higher interest rate on your loan. On the flip side, a higher credit rating can help you secure a better rate with your potential lender. Your credit score, financial situation, and the timeframe you'd like to make your move can all impact the type of home loan that fits your needs. So, what's out there to choose from?

Different Types of Home Loans in West Jordan, UT

West Jordan home buyers have more than one type of home loan to choose from. There are: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan could be a great route for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA loans and FHA loans are both classified as government loans. Credit and income requirements are often different criteria than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which home loan is right for you? A loan officer can help you understand your options and next steps, depending on your position in the process.

Begin in West Jordan, UT with a Preapproval Letter

Get a Verified Approval Letter from your lender before you begin looking for houses in West Jordan to show that you're a serious buyer. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight with the real estate agent and seller because they know you can afford the home. Contact a Mr. Cooper mortgage professional now to talk about all things loan-related! We'll walk through everything from your potential loan options, credit score, and your Verified Approval letter. Now could be the perfect time for you to buy a house in West Jordan. Call now to get the super-smart help you want!

West Jordan, UT Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in West Jordan, UT. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.