The Process of Buying a Home in St. George, UT

Busy? Have us call you back. Call Me Back

More Information

Exploring St. George, UT From North to South

Thinking about buying a home in St. George? Awesome! You picked a vibrant city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and have the inside scoop on St. George's housing scene.

St. George is growing by the day, which means St. George homes don't always come cheap. Sustained support for local businesses and cultural growth have helped to attract entrepreneurs, retirees, and new graduates to the St. George area, but so much change also means a strain on housing options, school capacities, and city roads. That said, St. George and the surrounding areas still offer a wide range of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When buying a house in St. George, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring St. George will also help you get a feel for how homes in east St. George differ from west St. George, what the communities are like, and where to find St. George's coolest attractions.

Are your finances in the right place to buy a home in St. George? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Utah or somewhere else entirely. We serve new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in St. George.

Before anything else, calculate how much house you can afford. This will help determine the price range for your St. George house hunt. Then, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Searching the web for St. George averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Make Your Move: Buy a Home in St. George, UT

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like St. George. Contact Mr. Cooper as you look to buy a home in St. George. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in St. George, UT

Take it from these Mr. Cooper home buyers and sellers in St. George, UT: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in St. George with Mr. Cooper.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.