Contact Mr. Cooper in Salt Lake City, UT

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Salt Lake City, UT?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Salt Lake City — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Salt Lake City, UT. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are one of the most common and popular mortgage options for home buyers in Salt Lake City. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan may include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Salt Lake City home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Salt Lake City today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Salt Lake City and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Salt Lake City. Get Started

Mr. Cooper Refinancing in Salt Lake City

Mr. Cooper offers mortgage refinancing in Salt Lake City in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Salt Lake City house!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Salt Lake City to learn more about refinancing today.

Selling or Buying a House in Salt Lake City with Mr. Cooper

Are you ready to buy a house in Salt Lake City, UT? Then you may want to start by seeking professional guidance for how to buy a house in Salt Lake City and get prequalified for a mortgage in Salt Lake City. Utah's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Salt Lake City and recommend you to our affiliate to locate a good real estate agent near you.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Salt Lake City, UT? Mr. Cooper can help you there, too. We understand the challenges that come with selling a home in Salt Lake City, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Salt Lake City to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Contact us to learn more about home loans, refinancing, and buying or selling a home in Salt Lake City. We are here for you.

Mr. Cooper Reviews for Salt Lake City, UT

Read real stories from real Mr. Cooper customers in Salt Lake City, UT. Then contact us to see what we can do for you.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.