What to Know Before Buying a Home in Eagle Mountain, UT

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Get Familiar with the Lay of the Land in Eagle Mountain, UT

Thinking about buying a home in Eagle Mountain? Smart move! You've chosen an energetic city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers nationwide and know the Eagle Mountain housing market well.

Eagle Mountain's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Eagle Mountain area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Eagle Mountain and its nearby areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When buying a home in Eagle Mountain, consider how near or far away the home is from the places you visit most. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Eagle Mountain will also help you get a feel for how homes in east Eagle Mountain differ from west Eagle Mountain, where to find Eagle Mountain's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Eagle Mountain, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in Utah or elsewhere. We help new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Eagle Mountain.

First, calculate how much house you can afford. This will help determine the price range for your Eagle Mountain house hunt. Then, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Searching the web for Eagle Mountain averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Eagle Mountain, UT

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Eagle Mountain. Contact Mr. Cooper as you get ready to buy a house in Eagle Mountain. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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