How Can Mr. Cooper Help You Buy a House in San Marcos, TX?
Buying a home can be one of the most satisfying yet challenging things you do in life —
and even more so when you're a first-time home buyer in San Marcos, TX.
Mr. Cooper is here to help you learn everything you need to know.
We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing.
Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time.
You'll figure out what questions to ask and when, such as,
"how many offers has the seller received so far?" and, "how long has this house been for sale?"
Contact Mr. Cooper today to learn more.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in San Marcos. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Mortgage prequalification is one of the most important things you can do when buying a house in San Marcos. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Mr. Cooper can even link you up with vetted real estate agents near you.* Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. Make buying a home in San Marcos easier. Put Mr. Cooper in your corner.
What to Know When Selling a House in San Marcos, TX
Selling a home in San Marcos, TX can be equally as rewarding as it is stressful, but for different reasons. Sellers face unique challenges. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. There are only so many homes to choose from around San Marcos, and inventory is always changing. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper understands how troubling this can be and can equip you with resources to make the sale of your home less stressful. Other obstacles are less concrete, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Don't forget — you still have to pack for your move!
At Mr. Cooper, our team members can connect you to the expert resources via our affiliate that you need to overcome difficulties AND lower the amount of money you spend on closing costs and real estate commissions.* Ask about the Mr. Cooper Real Estate Rewards program in San Marcos to learn more!
Mr. Cooper's Services Go Beyond Just Home Financing in San Marcos
In San Marcos, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the service, information, and guidance you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as straightforward as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
- Buyer’s Bonus Credit (Xome Purchase Pro) Disclosure: Buyers may be eligible to receive a Buyer’s Bonus Credit/Xome Purchase Pro (“Credit”) equal to 15% of the buyer’s agent’s fee. The amount of the credit is based on commissions and determined by each agent. Credit will be documented in an agreement between agent and customer at the time of engagement. Credit must be disclosed to lender, seller, broker, appraiser, and other parties with an interest. Credit subject to written lender approval. Credit will be reflected in Purchase Agreement, Closing Disclosure, and other documents. Consult a tax professional regarding tax implications of Credit. Consult local broker for any state law requirements. Conditions: (a) Customer must complete purchase transaction using a Mr. Cooper Real Estate Rewards Agent; (b) Credit is subject to sales commission; (c) Credit is not available for properties marketed/listed through any auction process, including, www.xome.com; (d) Credit offer may be modified at any time via the Terms of Use but modifications will not apply to any transactions under contract; (e) Credit will be provided at the time of closing.
- *Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- ** Listing Commission Disclosure: Mr. Cooper Real Estate Rewards agents have agreed to 1.99% seller’s agent commission and recommend 2% buyer’s agent commission for a total listing commission of 3.99%. Buyer’s agent commission can be changed at seller’s discretion.
- Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.
- This is an advertisement and not intended as a solicitation for agent representation if your property is currently listed with an agent. Visit Xome's licensing page https://www.xome.com/auctions/licensing.
- Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.