Prequalify for a Mortgage in Plano, TX with Mr. Cooper

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Learn About Home Loans in Plano, TX

Mortgage In Plano, planning a home purchase is easier when you have Mr. Cooper on your side. As a top-20 home lender and the third-largest home loan servicer in the country, we have decades of experience to help you evaluate your loan options and chart a path for home buying success.

A Mr. Cooper mortgage professional can create a personalized strategy that will help you get smarter about your home loan options. We can help you figure out how much house you can afford, what mortgage rates might be in Plano, and also get pre-approved in Plano. Our mortgage professionals will evaluate your unique financial and living situation and will come up with a recommended plan for the best mortgage options that fit your needs. Learn more about various home mortgages below and contact Mr. Cooper in Plano to take the first step toward reaching your goal. You can begin the pre-qualification process today. Get Started

What to Know About FHA Loans in Plano, TX

If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. This government-insured loan type is behind nearly 1 in 5 of all homebuyers. The loan program largely caters to homebuyers who cannot afford the usual 20% down payment that many private lenders require. The down payment can be as low as 3.5%, which is a great fit for many buyers who aren't eligible for a conventional loan.

In Plano, Mr. Cooper has watched FHA loans rise in popularity alongside increases in student loan debt and rental costs — two things that can make it difficult to put away money for a down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. Whatever your situation, Mr. Cooper can help you weigh the pros and cons of FHA loans and determine the best financing route for you.

Could You Get a VA Loan in Plano?

America's service men and women, veterans, and their spouses deserve the absolute best. If you think you may be eligible for a VA loan, Mr. Cooper can share their knowledge to help you get approved for a VA home loan in Plano. Reach out to Mr. Cooper if you’re ready to buy a home in Plano and think that you might be eligible for a VA loan. This type of financing has many benefits and can make the home buying process simpler. VA loans offer lower rates when compared to the overall mortgage landscape. There’s also a chance that you may not be required to put down a down payment. Checking your VA eligibility for a VA loan in Plano is quick and easy with a Mr. Cooper professional guiding you through the application process.

Mr. Cooper Also Offers Jumbo Loans in Plano

Jumbo loans are another option for some homebuyers in Plano. A jumbo mortgage, or a jumbo loan, surpasses the limits of a conventional loan. Jumbo loans are designed to help people refinance or buy higher-valued real estate and are often millions of dollars. If you’re interested in jumbo loans to buy a home in Plano, you most likely need larger loan amounts that exceed conventional loan limits. For more information on jumbo loan eligibility in Plano, contact Mr. Cooper.

Mr. Cooper Can Help You Buy a Home in Plano

Mr. Cooper's team of mortgage professionals is ready to guide you through your home buying journey in Plano. However, we know that looks different for everyone. Some people are only interested in knowing today's mortgage rates in Plano. Others want to learn how to get preapproved for a mortgage loan in Plano. And still others can't wait to pack their moving boxes and close on a home as soon as possible! Mr. Cooper's home buyer program in Plano exists to make your dreams a reality. Contact a mortgage professional today.

Plano, TX Mr. Cooper Reviews

Take it from these happy Mr. Cooper mortgage customers in Plano, TX: We love helping homeowners. Call now to see how we can serve you.

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With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.