Why Choose Mr. Cooper in Pasadena, TX?

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Pasadena, TX with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Pasadena can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Pasadena — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Pasadena, TX. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Pasadena. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan could include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Pasadena home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Pasadena.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Pasadena and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Pasadena. Get Started

Mr. Cooper Mortgage Refinancing in Pasadena

Mr. Cooper offers mortgage refinancing in Pasadena in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Pasadena home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Pasadena can help you learn more about refinancing and choose the right refinance option for your situation.

Selling or Buying a House in Pasadena with Mr. Cooper

Are you ready to buy a house in Pasadena, TX? Then you may want to start by seeking professional guidance for how to buy a house in Pasadena and get prequalified for a mortgage in Pasadena. The real estate market in Texas is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Pasadena and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Pasadena, TX? Mr. Cooper can help you there, too. We understand the difficulties that come with selling a home in Pasadena, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Pasadena Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Pasadena. We're your ally.

Mr. Cooper Reviews for Pasadena, TX

Read real stories from real Mr. Cooper customers in Pasadena, TX. Then contact us to see what we can do for you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.