Mr. Cooper Serves Palestine, TX

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Palestine, TX with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Palestine can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Palestine — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Palestine, TX. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Palestine home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.

As a Palestine home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Palestine with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Palestine and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Palestine. Get Started

Mr. Cooper Refinancing in Palestine

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Palestine. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Palestine home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Palestine to learn more about refinancing today.

Buy or Sell a House in Palestine with Mr. Cooper's Help

Getting ready to buy a home in Palestine, TX? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Palestine. Texas's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Palestine and connect you with our affiliate to find a reliable real estate agent.* Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Palestine, TX? Turn to Mr. Cooper for help. We understand the difficulties that come with selling a home in Palestine, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at a good value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Palestine to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about home loans, refinancing, and buying or selling a home in Palestine. We’ve got your back.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.