What to Know Before Buying a Home in Orange, TX

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Exploring Orange, TX From North to South

Thinking about buying a home in Orange? Great idea! You picked a colorful city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers from coast to coast and have the inside scoop on Orange's housing scene.

Orange is growing by the day, which means Orange homes don't always come cheap. Ongoing support for local businesses and cultural growth have helped to entice young families, new businesses, and retirees to the Orange area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Orange and the surrounding areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your dream home! When buying a house in Orange, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Orange will also give you an idea of why homes in west Orange are priced differently than homes in east Orange, where to find Orange's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Orange? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. You could choose to buy a home in Texas or elsewhere. We support new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Orange.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Orange. Then, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Orange averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

It's Go Time! Buy a House in Orange, TX

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Orange, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Orange. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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