Exploring Irving, TX From North to South
Strongly considering a home purchase in Irving? Awesome! You picked an energetic city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers from coast to coast and know the Irving housing market well.
Given all of Texas's growth, Irving homes aren't always easy to find at a comfortable price. Sustained support for local businesses and cultural growth have helped to attract retirees, new businesses, and young families to the Irving area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Irving and its neighboring areas still offer a wide range of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your perfect home! When looking to buy a house in Irving, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Irving will also help you get a feel for how homes in east Irving differ from west Irving, what the neighborhoods are like, and where to find Irving's hottest attractions.
Are your finances in the right place to buy a home in Irving? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Irving. We serve new and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Irving.
First, estimate how much house you can afford. This will help determine the price range for your Irving house hunt. Next, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Irving will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.
Then, consider how much you can contribute to a down payment. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!
Make Your Move: Buy a Home in Irving, TX
Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Irving, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Irving. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*
- Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.