Contact Mr. Cooper in Hidalgo, TX

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Hidalgo, TX?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Hidalgo can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Hidalgo can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Hidalgo, TX. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Hidalgo home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Hidalgo home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Hidalgo.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Hidalgo as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Hidalgo. Get Started

Mr. Cooper Refinancing in Hidalgo

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Hidalgo. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Hidalgo home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Hidalgo to learn more about refinancing today.

Selling or Buying a House in Hidalgo with Mr. Cooper

Buying a house in Hidalgo, TX? Then you'll probably want to look into getting prequalified for a mortgage in Hidalgo and seek professional assistance for how to buy a home in Hidalgo. The real estate market in Texas is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Hidalgo and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Hidalgo, TX? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Hidalgo, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Hidalgo to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Hidalgo. We’ve got your back.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.