The Process of Buying a Home in Frisco, TX

Busy? Have us call you back. Call Me Back

More Information

Exploring Frisco, TX From North to South

Thinking about buying a home in Frisco? Smart move! You picked an energetic city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers nationwide and have the inside scoop on Frisco's housing scene.

Given all of Texas's growth, Frisco homes aren't always easy to find at a comfortable price. Ongoing support for local businesses and cultural growth have helped to entice retirees, new businesses, and young families to the Frisco area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Frisco and the surrounding areas still offer a variety of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your perfect home! When buying a house in Frisco, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Frisco will also help you get a feel for how homes in east Frisco differ from west Frisco, what the neighborhoods are like, and where to find Frisco's hottest attractions.

You're ready to buy a house in Frisco, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Texas or somewhere else entirely. We support experienced homeowners and first-time homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Frisco.

First, calculate how much house you can afford. This will help determine the price range for your Frisco house hunt. Then, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Frisco averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, look at how much money you can put toward a down payment. Putting at least 20% down will improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Frisco, TX

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Frisco. Contact Mr. Cooper as you look to buy a home in Frisco. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Frisco, TX Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper home buyers and sellers in Frisco, TX. Then contact us to see what we can do for you.

Make buying or selling a Frisco home easier.

Put Mr. Cooper in your corner for a better home buying or selling experience.