The Process of Buying a Home in Fresno, TX

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Exploring Fresno, TX From North to South

Strongly considering a home purchase in Fresno? Awesome! You selected a vibrant city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Fresno housing market.

Fresno is growing by the day, which means Fresno homes don't always come cheap. Continued economic growth and cultural expansion have helped to entice retirees, new businesses, and young families to the Fresno area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Fresno and its neighboring areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream home! When buying a house in Fresno, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Fresno will also give you an idea of why homes in west Fresno are priced differently than homes in east Fresno, what the neighborhoods are like, and where to find Fresno's hottest attractions.

Are you financially prepared to buy a house in Fresno? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Fresno. We support experienced homeowners and first-time homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Fresno.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Fresno house hunt. Then, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Fresno averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Move Up and Out: Buying Your Dream House in Fresno, TX

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Fresno, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Fresno. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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