The Process of Buying a Home in Dallas, TX

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Exploring Dallas, TX From North to South

Thinking about buying a home in Dallas? Awesome! You picked a colorful city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers across the country and know the Dallas housing market well.

Dallas is growing by the day, which means Dallas homes don't always come cheap. Continued cultural expansion and economic growth have helped to beckon retirees, new businesses, and young families to the Dallas area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Dallas and its nearby areas still offer a variety of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When buying a home in Dallas, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around Dallas will also give you an idea of why homes in west Dallas are priced differently than homes in east Dallas, where to find Dallas's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Dallas, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Dallas. We support experienced homeowners and first-time homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Dallas.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Dallas. Next, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Dallas will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Make Your Move: Buy a Home in Dallas, TX

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Dallas. Contact Mr. Cooper as you prepare to buy a house in Dallas. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Dallas, TX

Take it from these Mr. Cooper home buyers and sellers in Dallas, TX: We love helping homeowners. Call now to see how we can serve you.

Buying or selling a house in Dallas? Mr. Cooper makes it easier.

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