What to Know Before Buying a Home in Corpus Christi, TX

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Get Familiar with the Lay of the Land in Corpus Christi, TX

Strongly considering a home purchase in Corpus Christi? Great idea! You picked a colorful city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers nationwide and know the Corpus Christi housing market well.

Given all of Texas's growth, Corpus Christi homes aren't always easy to find at a comfortable price. Ongoing cultural expansion and economic growth have helped to attract young families, new businesses, and retirees to the Corpus Christi area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Corpus Christi and the surrounding areas still offer a wide range of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When buying a home in Corpus Christi, consider the home's location in relation to your everyday activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Corpus Christi will also give you an idea of why homes in west Corpus Christi are priced differently than homes in east Corpus Christi, where to find Corpus Christi's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Corpus Christi? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You could choose to buy a home in Texas or elsewhere. We support first-time homeowners and experienced homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Corpus Christi.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Corpus Christi. Next, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Corpus Christi averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, consider how much you can contribute to a down payment. Putting at least 20% down will boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Make Your Move: Buy a Home in Corpus Christi, TX

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Corpus Christi, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Corpus Christi. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Corpus Christi, TX

Read real stories from real Mr. Cooper home buyers and sellers in Corpus Christi, TX. Then contact us to see what we can do for you.

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