What to Know Before Buying a Home in Jonesborough, TN

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Exploring Jonesborough, TN From North to South

Thinking about buying a home in Jonesborough? Congratulations! You selected a colorful city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and are familiar with the ins-and-outs of the Jonesborough housing market.

Jonesborough is growing by the day, which means Jonesborough homes don't always come cheap. Continued support for local businesses and cultural growth have helped to beckon young families, new businesses, and retirees to the Jonesborough area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Jonesborough and the surrounding areas still offer a variety of homes in price and amenities. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your perfect home! When buying a home in Jonesborough, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Jonesborough will also give you an idea of why homes in west Jonesborough are priced differently than homes in east Jonesborough, where to find Jonesborough's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Jonesborough? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Jonesborough. We serve experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Jonesborough.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Jonesborough. After that, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Jonesborough will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, consider how much you can contribute to a down payment. Putting at least 20% down will boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Move Up and Out: Buying Your Dream House in Jonesborough, TN

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Jonesborough. Contact Mr. Cooper as you look to buy a home in Jonesborough. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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