The Process of Buying a Home in Harriman, TN

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Exploring Harriman, TN From North to South

Thinking about buying a home in Harriman? Smart move! You selected a colorful city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers from coast to coast and have the inside scoop on Harriman's housing scene.

Given all of Tennessee's growth, Harriman homes aren't always easy to find at a comfortable price. Continued cultural expansion and economic growth have helped to beckon entrepreneurs, retirees, and new graduates to the Harriman area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Harriman and the surrounding areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your dream house! When looking to buy a house in Harriman, consider how near or far away the home is from the places you visit most. If you can, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Harriman will also give you an idea of why homes in west Harriman are priced differently than homes in east Harriman, where to find Harriman's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Harriman? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Harriman. We support experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Harriman.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Harriman. After that, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Harriman averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, consider how much you can contribute to a down payment. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

It's Go Time! Buy a House in Harriman, TN

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Harriman. Contact Mr. Cooper as you look to buy a home in Harriman. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Harriman, TN

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