Why Choose Mr. Cooper in Union, SC?

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Prequalify for a Mortgage in Union, SC with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Union — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Union, SC. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Union. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan could include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Union home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Union with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Union and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Union. Get Started

Refinance Your Home Loan in Union with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Union. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Union house!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Union can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Union with Mr. Cooper's Help

Are you ready to buy a house in Union, SC? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Union. The real estate market in South Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Union and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Union, SC? Mr. Cooper has your back there, too. We understand the obstacles that come with selling a house in Union, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Union to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about home loans, refinancing, and buying or selling a home in Union. We’ve got your back.

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