Mr. Cooper Serves Surfside Beach, SC

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Surfside Beach, SC?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Surfside Beach — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Surfside Beach, SC. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Surfside Beach home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Surfside Beach home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Surfside Beach.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Surfside Beach as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Surfside Beach. Get Started

Refinance Your Home Loan in Surfside Beach with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Surfside Beach. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Surfside Beach house!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Surfside Beach to learn more about refinancing today.

Selling or Buying a House in Surfside Beach with Mr. Cooper

Getting ready to buy a home in Surfside Beach, SC? Then you may want to start by seeking professional guidance for how to buy a house in Surfside Beach and get prequalified for a mortgage in Surfside Beach. Despite South Carolina's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Surfside Beach and introduce you to our affiliate to find a dependable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in Surfside Beach, SC? Turn to Mr. Cooper for help. We understand the difficulties that come with selling a home in Surfside Beach, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Surfside Beach to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about refinancing, home loans, and selling or buying a house in Surfside Beach. We’ve got your back.

Mr. Cooper Reviews from Real Customers in Surfside Beach, SC

Take it from these Mr. Cooper customers in Surfside Beach, SC. We love helping homeowners. Call now to see how we can serve you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.