Contact Mr. Cooper in Oak Grove, SC

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Oak Grove, SC?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Oak Grove can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Oak Grove — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Oak Grove, SC. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Oak Grove home buyers and are actually one of the most common mortgage options. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan could include various term lengths and favorable interest rates.

As a Oak Grove home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Oak Grove today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Oak Grove and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Oak Grove. Get Started

Mr. Cooper Mortgage Refinancing in Oak Grove

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Oak Grove. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the purpose of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Oak Grove home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Oak Grove can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Oak Grove with Mr. Cooper's Help

Are you ready to buy a house in Oak Grove, SC? Then you may want to start by seeking professional guidance for how to buy a house in Oak Grove and get prequalified for a mortgage in Oak Grove. South Carolina's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Oak Grove and introduce you to our affiliate to find a dependable real estate agent.* Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in Oak Grove, SC? Turn to Mr. Cooper for help. We know the obstacles that come with selling a house in Oak Grove, especially when you're trying to do it for the first time. As a seller, you'll get in-depth marketing and sales insight at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Oak Grove Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about refinancing, home loans, and selling or buying a house in Oak Grove. We are here for you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.