The Process of Buying a Home in Mount Pleasant, SC

Busy? Have us call you back. Call Me Back

More Information

Exploring Mount Pleasant, SC From North to South

Strongly considering a home purchase in Mount Pleasant? Congratulations! You selected a vibrant city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers nationwide and have the inside scoop on Mount Pleasant's housing scene.

Mount Pleasant's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing support for local businesses and cultural growth have helped to entice retirees, new businesses, and young families to the Mount Pleasant area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Mount Pleasant and its neighboring areas still offer a wide range of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your perfect home! When buying a home in Mount Pleasant, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Discovering different parts of Mount Pleasant will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Mount Pleasant's hottest attractions.

Are you financially prepared to buy a house in Mount Pleasant? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Mount Pleasant. We support new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Mount Pleasant.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Mount Pleasant. Next, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Searching the web for Mount Pleasant averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Move Up and Out: Buying Your Dream House in Mount Pleasant, SC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Mount Pleasant, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Mount Pleasant. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mount Pleasant, SC Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper home buyers and sellers in Mount Pleasant, SC. Then contact us to see what we can do for you.

Make buying or selling a Mount Pleasant home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.