The Process of Buying a Home in Fountain Inn, SC

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Exploring Fountain Inn, SC From North to South

Thinking about buying a home in Fountain Inn? Awesome! You've chosen a lively city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers nationwide and have the inside scoop on Fountain Inn's housing scene.

Given all of South Carolina's growth, Fountain Inn homes aren't always easy to find at a comfortable price. Continued economic growth and cultural expansion have helped to beckon retirees, new businesses, and young families to the Fountain Inn area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Fountain Inn and its neighboring areas still offer a wide range of home styles and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your perfect home! When buying a house in Fountain Inn, consider the home's location in relation to your everyday activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Exploring Fountain Inn will also help you get a feel for how homes in east Fountain Inn differ from west Fountain Inn, what the communities are like, and where to find Fountain Inn's coolest attractions.

Are you financially prepared to buy a house in Fountain Inn? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in South Carolina or somewhere else entirely. We work with experienced homeowners and first-time homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in Fountain Inn.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Fountain Inn. Then, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Fountain Inn will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. Placing a minimum of 20% down can increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Make Your Move: Buy a Home in Fountain Inn, SC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Fountain Inn. Contact Mr. Cooper as you prepare to buy a house in Fountain Inn. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Fountain Inn, SC Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Fountain Inn, SC: We love helping homeowners. Call now to see how we can serve you.

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Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.