Learn How to Better Afford a Home in Fountain Inn, SC

Busy? Have us call you back. Call Me Back

More Information

Money Wise Tips for Affording a Home in Fountain Inn, SC

You want your home to be a haven of happiness, not a financial burden. A good way to ensure that happens is to ready your finances beforehand. Know when you can afford to buy a home in Fountain Inn, and when it might be better to wait until your situation changes. Walk through the following steps to get started and contact a Mr. Cooper Mortgage Professional to talk strategy.

Evaluate every angle of your finances. How do you feel about your current monthly expenses, credit history, and savings? A quick check-in with yourself can get you on the right path. A good way to start your Fountain Inn home buying journey is with a healthy credit history, a good handle on your current expenses, and enough savings for a minimum 20% down payment.

Now, let's "put pencil to paper," as they say. Plug in some numbers to Mr. Cooper's affordability calculator and see where you (and your budget) stand. You can calculate how much house you can afford in Fountain Inn based on your desired maximum monthly mortgage payment and income. Will this price range get you into the Fountain Inn home you've been dreaming about? If not, consider increasing your down payment or looking in surrounding areas. If it will, then move on to your next step. Call Mr. Cooper!

You're ready to prequalify for a house in Fountain Inn. Prequalification is a more formal estimate of how much of a home loan you could get approved for. It's based on some financial information you provide and a credit check. Prequalification is also an opportunity to learn more about your various mortgage options and determine which one is right for you. Start with Mr. Cooper’s online prequalification tool. Let us know where you'd like to buy a home in Fountain Inn, the property type, how you anticipate using the property, and whether or not you're currently working with a real estate professional. Type in your likely purchase price and down payment. Follow that information with a few personal details and you’re on your way to getting prequalified. The process is straightforward. Prequalification lasts 120 days.

When crunching the numbers on how you'll afford to buy a home in Fountain Inn, factor in your time, too. Minutes and seconds are things you never get back, and discovering your perfect Fountain Inn home can really eat up the hours. Join forces with a real estate agent in Fountain Inn who does the legwork for you. You can get connected with a top-performing real estate agent in Fountain Inn and potentially save thousands with Mr. Cooper® Real Estate Rewards.* Give it a try. Get an idea of how much you might be able to save on closing costs and real estate commissions with Mr. Cooper’s Real Estate Rewards calculator.

Applying for a home loan is the last step in preparing your finances for a home purchase. Can you see the finish line? Partner with a home loan servicer like Mr. Cooper, and you'll gain the distinct advantage of one-on-one support all along the way—from loan to closing. Call Mr. Cooper Mortgage Professionals. They're pros when it comes to what it takes to buy a house and will work hard to find the right loan for you.

"Home" has never mattered more than it does right now. Get your finances in order to buy a house in Fountain Inn. The path to homeownership is right in front of you!

Fountain Inn, SC Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Fountain Inn, SC: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Fountain Inn with Mr. Cooper.

Put Mr. Cooper in your corner for a better home buying or selling experience.